...APRIL FOOLS!
Sorry, I just couldn't resist. I called my mom this morning to warn her, and she was mad at me. She tried to get me to retract earlier, but I love a good joke. My kids and I have been playing jokes all day. When my sister's found out this was a joke, they hung up on me. LOL
So thanks to all of you who commented and expressed their support. And I am sorry if I made you mad now! Please forgive me!
Showing posts with label Unemployment. Show all posts
Showing posts with label Unemployment. Show all posts
He lost his job today. I thought we were okay. They don't have enough numbers to be able to keep him on full time. They offered him part time, but that won't pay the bills or the gas to commute. He will finish out the school year, but that's it. I have to get all the kids to the doctor and dentist as soon as possible because we will lose our insurance too. I don't understand why this keeps happening to us. Why? I am going to be sick.
When The Doctor and I got married, he had credit card debt, and I had credit card debt. And no matter how hard we tried (which, looking back, wasn't that hard), we never could pay it all off. And with me at home with babies and him going to school for 12 of the 16 years we've been married, we supplemented with student loans, which means the big stuff went on credit cards.
When he lost his job from the college, we cashed out his retirement, paying 40% in taxes, and paid off both our cars and we paid off the credit cards. As sucky as it was to pay the taxes, it was so wonderful to be out of debt (except for student loans, which will never get paid off!).
With our tax return the following spring, because we didn't have to dump it on credit cards, we decided to finish our basement. We had just enough money...for the basics. I didn't budget paint or fixtures or carpet. So even though we did that ourselves, how did we pay for it? Yep...credit cards.
And once you have some on the credit card and you can't pay it off each month, it's so easy to put a little bit more on. The problem comes when you put a little bit more. And more. And more.
However...
Now that he has a good stable job that is bringing in a good income, and he is working a second job that is bringing in way more than I thought it would, we have been able to pay off the smaller credit card. That felt awesome.
Then last night I did my taxes and filed them, and we should have our refund by the end of next week. And...it is enough to get us completely out of credit card debt again!
Whoo Hoo!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I am just a titch excited!
Then we can start saving for a fence. Because that is next on our list! Along with a shed, recliners, hitch on the van, tankless water heater, etc., etc., etc.
When he lost his job from the college, we cashed out his retirement, paying 40% in taxes, and paid off both our cars and we paid off the credit cards. As sucky as it was to pay the taxes, it was so wonderful to be out of debt (except for student loans, which will never get paid off!).
With our tax return the following spring, because we didn't have to dump it on credit cards, we decided to finish our basement. We had just enough money...for the basics. I didn't budget paint or fixtures or carpet. So even though we did that ourselves, how did we pay for it? Yep...credit cards.
And once you have some on the credit card and you can't pay it off each month, it's so easy to put a little bit more on. The problem comes when you put a little bit more. And more. And more.
However...
Now that he has a good stable job that is bringing in a good income, and he is working a second job that is bringing in way more than I thought it would, we have been able to pay off the smaller credit card. That felt awesome.
Then last night I did my taxes and filed them, and we should have our refund by the end of next week. And...it is enough to get us completely out of credit card debt again!
Whoo Hoo!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I am just a titch excited!
Then we can start saving for a fence. Because that is next on our list! Along with a shed, recliners, hitch on the van, tankless water heater, etc., etc., etc.
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