Our First House

When I was pregnant with The Chocoholic, we decided it was time to finally get a house.  We had been married 6 years and felt we needed to bite the bullet and just do it.  We didn’t know how we were going to do it, but The Doctor said we would figure out a way.

The Doctor did a lot, and I mean a lot, of research and found programs and grants and we found a home builder and decided to build a house.

I was so excited!  I started packing and we checked on the house regularly.  I had the baby on December 4th, and continued to pack during the month.  Packing and Christmas are so much fun!

A couple of weeks after Christmas, we got a disturbing phone call.  We had been going FHA with our loan because we couldn’t afford to get a conventional loan (we had no down payment).  Apparently, our builder had failed their inspection.  They had falsified documents to FHA and hadn’t been doing things on our house that they were supposed to.  So FHA was pulling their funding.

Because of this, we could no longer get the house.  Honestly, we didn’t want to stay with the builder because of their dishonesty.  We were able to get our earnest money back, so we weren’t out anything.  Except our hopes and dreams.

I cried for weeks.  I had no hope.  I couldn’t even think about trying again.  It was too devastating.  I used to drive past the house and wonder who was living there.  I had chosen the colors and the carpet and someone else was enjoying it. 

It took us another 2 years before we were able to try again.  But we didn’t build.  I couldn’t do it.  I didn’t want to take the chance.